Mortgage Rates as of 1/22/2021

Rates Points APR Down Payment Monthly Payment(P & I) *
15-Year Fixed 2.000 1.625 2.390 20% 643.51
30-Year Fixed 2.500 2.375 2.775 20% 395.12

*Monthly principal and interest payment per $100,000 borrowed. Payment does not include property taxes or insurance which will increase monthly payments. This calculation is for an occupancy type of owner for a single family dwelling purchase with full income documentation in the state of HI with a lock period of 30 days and no prepayment penalty. Maximum loan amount is $726,525 for a single-family dwelling.

Each residential mortgage loan requires a credit application and is subject to credit approval.